Rent to Own
Renting a Home? Rent to Own!
- Overcoming Housing Challenges: Eviction or Renoviction?
- No 5% Down Payment or Bad Credit? Rent to Own Can Help!
- Can’t Get a Mortgage but Want to Own? Choose Rent to Own!
- Smarter to Own than Pay High Rent? Discover Rent to Own!
- Need to Sell & Stay or Sell & Lease Back? Explore Rent to Own!
Live in Your Dream Home Now
Our exclusive ‘tenant-first’ rent to own solution is designed for families who aspire to live in their dream home while working on credit improvement, building savings, or repairing their credit. Once you qualify for a mortgage, ownership can be smoothly transferred to you.
Rent to Own: A Specialized Real Estate Agreement
“While rent to own transactions are most commonly conducted in the context of consumer goods obtained at a retail store, this type of transaction also describes a specialized real estate agreement. In a rent-to-own real estate agreement, the tenant has the option to purchase the real property at a fixed price within a specific period of time, usually one to three years. As part of the contract, the renter may be required to make a non-refundable deposit. Occasionally, a portion of the monthly rent paid during the lease period is counted towards the down payment on the property, often in addition to the monthly rent as a monthly premium that sets the rent above the current market rate. If the tenant is unable to exercise the option to buy, the owner is then free to rent or sell the property to another buyer, or to restructure the contract.” Source: Wikipedia, the free encyclopedia
How Rent-to-Own Works
01. Approval
Applicants with bad credit and/or a downpayment shortfall can get approved for a rent-to-own home. Our team partners with specialists in the industry that enable you to fulfill your homeownership dreams.
02. Rent
Once you've accumulated enough of a down payment and built good credit through consistent monthly rent payments, you may qualify to become the legal owner of the home.
03. Own
You can purchase the property from the investor at the agreed price—provided your payments have been timely—and continue enjoying the home you already live in. Furthermore, your equity will grow through both home appreciation and mortgage reduction.
Freedom to Choose: Personalize Your Dream Home
Freedom to Choose: Personalize Your Dream Home
Personalize your private space according
to your preferences. Control decisions
on pets, smoking, improvements, noise,
and privacy.
Security for Your Family: Stability and Peace of Mind
Security for Your Family: Stability and Peace of Mind
Personalize your private space according
to your preferences. Control decisions
on pets, smoking, improvements, noise,
and privacy.
Savings in the Form of Equity & Appreciation: Building Wealth with Rent to Own
Savings in the Form of Equity & Appreciation: Building Wealth with Rent to Own
Personalize your private space according
to your preferences. Control decisions
on pets, smoking, improvements, noise,
and privacy.
Benefits of
Rent to Own:
Turning Houses
into Homes
“A house is made of walls and beams; a home is built with love & dreams”.
Dr. William A WardRent to Own: The Perfect Solution for Homeownership!
Rent to own in Ontario offers the ideal path to homeownership if you find yourself in any of the following situations, facing problems, or having concerns.
Need to Move? Find Stability with Rent to Own?
- Are you dealing with a landlord selling the property?
- Facing Eviction?
- Problematic neighbors?
- Or experiencing issues with your current house?
Rent to own provides a solution that offers stability and peace of mind
Renting Is More Expensive Than Owning? Take Control of Your Finances.
- Is your monthly rent $2,000/month or higher?
- Tired of throwing away $24,000+ per year on rent?
- Want a monthly payment that doesn’t increase every year?
- Does your landlord not properly maintain the property?
Discover how rent to own can be a cost-effective alternative to renting
Don't Have a 5% Down Payment? Overcome the Barrier!
- Have less than a 5% down payment?
- Only have a partial down payment?
- Low Down Payment?
- Don’t have closing costs?
Find out how rent to own can help you achieve homeownership without
the traditional 5% down payment requirement.
Credit Bruised?
Bankruptcy or
Consumer Proposal?
Need to Rebuild and
Restore Your Credit?
- Bad Credit?
- New, No or Low Credit?
- Recently Bankrupt?
- Still in a Consumer Proposal
Explore how rent to own can be a viable solution to rebuild and improve
your credit.
Declined a Mortgage Due to Personal Situation or Work? Explore Alternative Paths.?
- Newcomer?
- Self-employed?
- Divorcing?
- Trying to assist your children?
If you faced a mortgage decline due to your personal situation or work
circumstances, rent to own offers a flexible and inclusive option.
Live in Your Dream Home Now!
Renting VS Rent to Own: Unlock the Benefits.
- Renters never stop paying rent!
- Renting to Own allows you to own a home!
- Renting to own provides the chance of getting equity
Need more information or are you ready to start looking at homes?
Compare the advantages and differences between renting and rent
to own, and discover the potential for homeownership and equity
accumulation.
See What Our Clients are Saying
Chris was truly exceptional! I came to know him from a friend but at the end Chris turned out to be more than this friend to me for his dedication and great hard work. The amount of effort and time Chris put into walking me through getting a house in the competitive market in Ottawa was just great. He was always available to respond to and to help in making an informed and intelligent decision. Thank you Chris for making us feel comfortable like friends and made the whole process feel easy. I would highly recommend Chris…
- Falzana ABy far the most knowledgeable Real Estate agent I’ve ever dealt with. Chris is very thorough with years of experience under his belt. It’s a pleasure to work with someone as competent as he is.
- Ahmed SExcellent service and wonderful job Chris, thanks for everything.
- Reaz AWe have just finished with the lawyer signing the closing! Praise The Lord/My Lord Jesus Christ for His mercy and for putting you on our way 3 years ago! Thank you for everything you have done to allow us to really/ truly purchase the house!!! May God continue to richly bless you and your family ! Be always successful in everything you’ll do in Jesus Name! You are a great person and you have a big heart. We will always be grateful to you! Thank you again.
- Marlene and JosephChris is man with vision. In my dealings with him I have found him to be an insightful, honest and kind businessman, yet he sees the larger picture. It is a rare and refreshing combination in the business community.
- Shirly PChris is exceptionally gifted person with great qualities and very helpful to those who needs his expertise. His expertise in Real Estate investments is commendable. He is honorable person with integrity. Doing business with him will be a very delightful experience.
- Mona Lisa GreyChris is a very detailed-orientated partner who watches the balance sheet like a hawk without losing site of the strategic objective.
- Diane SChris has networking capabilities unfathomable to the average investor. It is a pleasure to work alongside Chris on a number of projects and look forward to a continued, mutual growth.
- Matthew TSign Up for Our Rent to Own Referral Program!
Earn referral fees for every family that successfully enter the program.