Ottawa Mortgage Loans

Find the Best Private
Mortgage Loan in Ottawa

Secure the best mortgage in Ottawa with REICO and access;

A licensed team of mortgage brokers
A private mortgage lender network
Competitive mortgage rates
Flexible terms
Personalized service

Do not think, rethink. Fill out the form on the right, and get a no-obligation quote.

Secure Your Financing
Needs with Ottawa
Mortgage Experts

Homeownership is no longer a distant dream. REICO brings a wealth of specialized mortgage knowledge and expertise to the table.
We help individuals, businesses, and real estate investors secure a mortgage for their financing needs. From simple to complex mortgage requirements, we help you get the best financing solution at favorable terms and rates in Ottawa.

Whether you’re a first-time homebuyer, a real estate investor, or someone with a poor credit history, you can count on REICO. We ensure you achieve your mortgage goals without any compromise.

Start your journey to secure the best private mortgage in Ottawa. Schedule a FREE consultation or apply online.

Why Hire REICO for Private Mortgage in Ottawa?

Low Mortgage Rates

Get Ottawa mortgages at competitive rates. REICO works with multiple private home loan lenders to ensure you get the best deal for your financing needs. Whether you are looking for residential, commercial, or investment property financing, we can help you grab the most profitable mortgage rate in Ottawa.

Private Lending Network

REICO works with a network of private mortgage lenders in Ottawa, including chartered banks, trust companies, credit unions, hard money lenders, private institutions, and individual lenders. Our sustainable relationship ensures assured mortgage solutions for every financing need of yours.

Personalized Advice

REICO provides personalized consultation to Ottwa residents, businesses, and real estate investors. We help you understand the various mortgage options available. Get a bespoke mortgage solution that ticks all the boxes. Saving your valuable time, REICO can be the mortgage broker you always wanted for your financing needs.

Types of Private Mortgage Loans and Financing
Options in Ottawa

REICO understands the Ottawa mortgage industry more than others. We offer a diverse range of mortgage loans for your evolving financing needs. It could be a home, business, or
your ambitious real estate investment plans.

Private Mortgages

Refused by traditional banks? Private mortgages are for you. Secure financing without going the conventional route.

Hard Money Loans

Looking for a quick loan for property flips, renovations, or acquisitions.? Hard money loans provide short-term funds.

Home Equity Loans

Get a home loan against the equity you have built in the property. Ideal for financing home improvements, debt consolidation, or other major expenses.

Second Mortgage Loans

Get an additional loan on your property for home renovations, debt consolidation, or investment opportunities.

Residential Mortgage Loans

Buy your dream home or refinance residential properties. Applicable for both primary residences and vacation homes.

Commercial Mortgage Loans

Finance the acquisition, development, or refinance of commercial properties.

Investment Mortgage Loans

Secure funds for residential rental properties, commercial real estate, vacation homes, or fix-and-flip projects.

Strategic Investment Financing

Obtain funds for strategic investments in real estate or other business ventures.

Reverse Mortgages

Reverse home mortgages enable senior citizens to avail of periodical payments from private home loan lenders against the mortgage of his/her house while continuing to live in their home.

Learn More

Contact Us

If you find yourself in need of any of these solutions, we would like to invite you to contact us for a no-obligation consultation.

Apply Now

Start Your Journey To Acquire Mortgage in Ottawa , Almost Hassle-Free

Obtaining Ottawa mortgages can be a significant life decision, and REICO is committed to making the journey as smooth as possible for you.

Our team can simplify the entire mortgage process for you. From educating to empowering, REICO puts borrowers in charge of achieving their mortgage and financial goals.

Share your lending requirements and explore the mortgage options available to you. From completing the mortgage application online to expediting the approval process, we are by your side.

Your dream home is closer than you think, and we’re here to help you secure it confidently.

Frequently Asked Questions

Mortgage rates in Ottawa continue to change. They are typically influenced by factors like market conditions, your credit score, and the type of mortgage. Based on the latest 2023 reports, the fixed mortgage rate is 5.19% and the variable mortgage rate is 5.95%. We as your mortgage brokers can help you strike the best deal with many private home mortgage lenders in Ottawa.

Request a Quote

It depends on various factors such as your income, credit score, down payment, and debt-to-income ratio. When hired, REICO can work out the best lending solution for your mortgage home loan requirements. We work with various private mortgage lenders in Ottawa, ensuring you can finance the home at favorable terms and conditions.

Request a Quote

Qualifying for a private mortgage loan in Ottawa depends on factors such as your creditworthiness, income, and the value of the property. However, you can escape all the hassle of consulting various private mortgage lenders, and instead leave it to the experts like us. We will help you determine your eligibility and further shop for mortgages in Ottawa on your behalf.

REICO provides various mortgage options for Ottawa residents, businesses, and real estate investors. We can help you find the right mortgage solution by studying various factors, including your financial goals, risk tolerance, and individual circumstances.

Schedule a consultation with mortgage brokers and get started.

When applying for a mortgage loan in Toronto, it’s crucial to familiarize yourself with the eligibility criteria by lenders. Here’s what you need to know:

Typically, the mortgage approval process takes anywhere between 2 weeks to six weeks in Ottawa. However, there can be unexpected delays due to the loan amount, documents required, and lender processing times. REICO works with various private home loan lenders to expedite mortgage approval in Ottawa.

Sign Up for Our Mortgage Referral Program!

Earn referral fees for every successfully financed mortgage.