Capital Financing
Investment, Commercial, Industrial, Development & Business Financing
- Creative Financing
- Institutional and Private Mortgage Term Loans
- Bridge and Mezzanine Financing
- Joint Venture Partnerships and Equity Financing
Your Trusted Source for Funding, Financing, Refinancing, Mortgage Loans & Equity Take Outs
REICO Capital
We take pride in being your trusted source for comprehensive business funding solutions, including investment property mortgage loans and refinancing. We understand the importance of financial support for businesses to thrive and grow, and we are here to assist you every step of the way.
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Investment Property
Financing
Our focus is on providing reliable and flexible investment property financing options. Whether you are looking to purchase a new property, refinance an existing mortgage, or fund a construction or investment project, we have tailored solutions to meet your specific needs.
As a leading provider of investment mortgage loans, we offer competitive rates and terms that suit your financial goals. Our team of experts works closely with you to understand your objectives and devise a financing plan that aligns with your business requirements.
Business Funding and
Refinancing
In addition to commercial real estate financing, we also offer a wide range of business funding and refinancing options. If you need capital to expand your operations, purchase equipment, or invest in new opportunities, our comprehensive funding programs can provide the financial support you need.
Our commercial mortgage loans and refinancing options are designed to help you access capital at competitive rates. We understand that every business is unique, so we work closely with you to customize the financing solution that best suits your needs.
Creative Financing for Your Business
We specialize in offering creative financing solutions that go beyond traditional lending options. Our experienced team works closely with you to understand your business objectives and develop innovative strategies to meet your funding requirements.
Institutional and Private Mortgage Term Loans
Whether you are looking for institutional or private mortgage term loans, we have the expertise and network to connect you with the right lenders. Our extensive relationships with financial institutions and private lenders enable us to secure favorable loan terms and competitive rates for your commercial mortgage needs.
Bridge and Mezzanine Financing
If you require short-term financing or bridge loans to bridge the gap between transactions or projects, our bridge financing options can provide the necessary capital. Additionally, our mezzanine financing solutions offer flexible funding for your business expansion plans.
Joint Venture Partnerships and Equity Financing
At REICO Capital, we understand the power of collaboration. We facilitate joint venture partnerships and equity financing arrangements that allow you to leverage
the expertise and resources of other investors to fuel your business growth. Our team works diligently to identify suitable partners and secure equity financing options that align with your goals.
As your trusted financing partner, we are committed to providing you with personalized service, competitive rates, and efficient loan processing. Our goal is to help you achieve your business objectives by providing the funding solutions you need.
Contact us today to explore the business funding, commercial mortgage loans, and refinancing options available to you. Trust REICO Capital to be your dedicated partner in realizing your financial goals.
Construction, Development & Commercial Real Estate Financing Solutions
At REICO Capital, we specialize in providing comprehensive financing solutions for construction, development, and commercial real estate projects. Our expertise and extensive network of lenders allow us to offer tailored financing options to meet your specific needs. Whether you are planning to construct a new building, develop land, or finance a commercial property, we have the resources to support your project.
With our expertise and extensive network, we assist clients in obtaining financing for commercial real estate projects, refinancing existing loans, and supporting construction
Our comprehensive services cover:
- Commercial real estate financing
- Refinancing
- Construction financing
- Development financing
At REICO Capital, we understand that every project has its unique requirements. We work closely with our clients to tailor financing solutions that align with their specific needs and goals.
When you choose REICO Capital, you can expect:
- A streamlined financing process
- Access to a diverse range of public and private lenders
- Rapid response and quick turnaround times
- Professional guidance and support throughout the financing journey
Our team of experts will review your project’s details, assess its feasibility, and provide you with a term sheet, letter of intent, or commitment within 48-72 hours after receiving and reviewing all the requested information.
Construction Financing
If you have a “shovel-ready” construction project, we can provide the necessary funds to get it off the ground. Our construction financing program offers competitive rates and flexible terms, ensuring that you have the capital needed to cover construction costs, materials, labor, and other project expenses. We work closely with you to understand your project’s requirements and tailor a financing solution that aligns with your timeline and budget.
Development Financing
For land developers and builders, our development financing options are designed to support your vision and bring it to reality. Whether you are planning a residential, commercial, or mixed-use development, we can assist you in securing the funding necessary for land acquisition, site servicing, infrastructure development, and other related costs. Our development financing solutions are flexible, providing the capital you need to move forward with your project and achieve your development goals.
Commercial Real Estate Financing
If you are looking to invest in or refinance a commercial property, we have a range of financing options available. Our commercial real estate financing solutions cover
various property types, including office buildings, retail spaces, industrial properties, and more. Whether you are a real estate investor, developer, or commercial realtor, we can help you secure the funding required for property acquisition, refinancing existing loans, or capitalizing on investment opportunities. Our competitive rates and flexible terms make our financing solutions attractive for commercial real estate projects of all sizes.
With REICO Capital, you can expect a streamlined financing process, quick response times, and personalized service to guide you through every step. We understand the complexities of the construction, development, and commercial real estate industries, and we leverage our expertise to provide financing solutions that support your success.
Contact us today to discuss your construction, development, or commercial real estate financing needs and explore how we can assist you in achieving your goals. Don’t let financing challenges hinder your construction, development, or commercial real estate projects. Contact REICO Capital today and let us help you secure the funding you need to turn your vision into reality.
Experience and Expertise
With years of experience in the industry, we have built a reputation for excellence and reliability. Our team of financial experts is well-versed in
commercial lending and has the expertise to guide you through the financing process smoothly.
As your trusted source for business funding and commercial mortgage loans, we are committed to providing transparent and efficient services.
We understand the importance of timely access to capital, and we strive to ensure a streamlined and hassle-free experience for our clients.
Whether you are a small business owner or a seasoned investor, we are here to support your financial needs. Contact us today to discuss your requirements and explore the financing options available to you.
Popular Financing Programs
At REICO Capital, we offer a range of popular financing programs designed to meet the diverse needs of our clients. Whether you are looking for multi-family financing, debt financing, or other funding options, we have you covered.
- Investment Property Financing
- Commercial Property Financing
- Equity Financing
- Construction Loans
- Secured Business Financing
- Unsecured Business Financing
- Equipment Financing
- U.S. Project Financing (Up to 100% LTV)
At REICO Capital, we facilitate funding requests in every province in Canada and state in the US. We understand the importance of supporting projects across different regions, and we are committed to providing financing solutions nationwide.’
Our lending areas cover:
- Provinces in Canada
- States in the US
We believe in equal opportunities and are open to considering funding requests from smaller centers and rural areas. We understand that each project is unique, and we evaluate such cases on a case-by-case basis to determine the feasibility and potential for financing.
Regardless of your location, whether it’s a major city or a more remote area, we encourage you to reach out to us. Our team will assess your project and financing needs and provide you with the best possible options.
The minimum commercial loan amounts we typically consider are between $800,000 and $2 million. These amounts are suitable for smaller-scale projects or businesses seeking moderate financing.
On the other hand, we also have the capability to provide significant funding for larger projects. The maximum funding available can reach as high as $5 billion. This allows us to support ambitious and high-value ventures in the commercial
real estate sector.
Our flexible loan amounts ensure that we can cater to a diverse
range of projects, from small to large-scale developments.
At REICO Capital, we offer competitive interest rates tailored to the specific needs of each financing request. The final interest rate is determined based on various factors and specifics of the request, ensuring that our clients receive a fair and
customized rate.
Here are some factors that can influence the interest rate:
- Type of rate: Whether it is a fixed
rate or a floating rate
can impact the interest rate calculation. - Recourse or non-recourse loan: The type of loan, whether
it is recourse (requiring personal liability) or non-recourse
(secured only by the collateral), can affect the interest rate. - Debt or equity funding: The source of funding, whether it is
debt financing or equity financing, can have an impact on the
interest rate. - Market conditions: Current market conditions and interest
rate trends can also play a role in determining the final
interest rate.
By considering these factors and carefully evaluating the specifics of each financing request, we strive to provide competitive and favorable interest rates to our clients.
REICO Capital
At REICO Capital, we specialize in providing a wide range of financing solutions to meet your commercial real estate needs. Whether you are looking for private or institutional financing, we have the expertise and network to assist you. Our experienced team works closely with investors, developers, and real estate professionals to secure the right financing for their projects.
- Private & Institutional commercial mortgage loans: We can
help you secure commercial mortgage loans from private
and institutional lenders to fund your real estate projects. - Private & Institutional commercial mortgage refinancing: If
you are looking to refinance your existing commercial
mortgage, we can assist you in finding competitive
refinancing options. - Acquisition Financing: We provide financing solutions for
the acquisition of commercial properties, helping you
realize your investment goals. - Bridge Financing: Our bridge financing options bridge the
gap between the purchase of a new property and the sale
of an existing one, providing you with the funds you need
during the transition period. - Land Financing: Whether you need financing for land
acquisition or land development projects, we can help you
secure the necessary funds. - Land Servicing Financing: We offer financing solutions
specifically tailored for land servicing projects, enabling
you to prepare the land for development. - Land Development Financing: If you have land
development projects, our financing options can provide
the necessary capital to bring your vision to life. - Land Acquisition Loans: We assist in obtaining loans for the
acquisition of land, ensuring you have the necessary funds
to make strategic purchases. - Construction financing: From start to finish, we offer
funding for ‘Shovel Ready’ construction projects,
supporting you throughout the construction process. - Mezzanine Financing: Our mezzanine financing options
provide additional capital beyond the senior debt to meet
your project’s funding requirements. - Joint Venture financing from Equity Lenders: We can
connect you with equity lenders for joint venture financing,
allowing you to leverage their resources and expertise.
With our extensive network of lenders and our commitment to personalized service, we strive to find the best financing solutions for your specific needs. Contact us today to discuss
your financing requirements and explore how we can help you achieve your commercial real estate goals.
Development Funding Solutions
When it comes to raising real estate capital for your development projects, timing is crucial. At REICO Capital, we understand the challenges of securing funding from investors or exempt markets within a desired timeline. That’s why we offer alternative solutions to help you access immediate
financing and keep your development plans on track.
- Our Development Funding Solutions include;
Alternative Funding Sources: If raising funds from retail
investors or exempt markets is taking longer than
expected, we can help you tap into additional sources of
funding. Our extensive network of lenders and investors
allows us to explore alternative funding options to bridge
the gap and provide the capital you need. - Immediate Financing: In situations where fund raising in
exempt markets is delayed, we can provide you with
immediate access to financing. Our team is well-versed in
expediting the funding process and can work with you to
secure the necessary funds promptly, ensuring that your
development project moves forward without significant
delays. - Development Funding in Ontario: We specialize in
sourcing development funding and take-out financing
specifically in Central, Eastern, Northeastern, Northern,
Southern, and Western Ontario. Our in-depth knowledge
of the local market and strong relationships with lenders
enable us to find suitable financing options tailored to the unique requirements of your development projects.
With REICO Capital, you can rely on our expertise and network to find flexible funding solutions that align with your development goals. Whether you need immediate financing or assistance in exploring alternative funding sources, we are here to support you throughout the process.
Contact us today to discuss your development funding needs and let us help you secure the capital required to bring your projects to fruition.
Construction Financing Solutions
When it comes to construction financing in Ontario, REICO is the trusted source that offers unique advantages not found elsewhere. We provide our clients with expert advice, access to our extensive financing network, and custom-tailored
solutions to meet their specific needs.
Key Advantages of Choosing REICO for Construction
Financing:
- Expert Advice: Our team of professionals is well-versed
in construction financing and can provide you with
valuable guidance throughout the process. We
understand the unique challenges and requirements of
construction projects and will work closely with you to
find the most suitable financing solutions. - Access to a Vast Financing Network: With our extensive
network of lenders and financial institutions, we can
connect you with the right sources of capital for your
construction project. We leverage our relationships and
industry connections to provide you with a wide range
of financing options. - Custom-Tailored Solutions: At REICO, we recognize that
each construction project is unique. That’s why we offer
customized financing solutions that align with your
specific needs and goals. We take into account factors
such as project scope, timeline, and budget to structure
financing options that work best for you.
Choose REICO as your partner for commercial real estate financing in Ontario, and benefit from our expertise, extensive network, and tailored solutions. Our commitment is to support your construction project with comprehensive financing solutions that drive success.
Contact us today to discuss your construction financing needs and let us guide you towards the optimal financing options for your project.
Our lender’s highly evolved underwriting process means that you’ll receive sophisticated analytics pertaining to your file to help you manage the commercial real estate financing for your project. What’s more, our lenders offer their services at competitive price points.
Commercial Real Estate Deals Funded
At REICO, we have successfully provided funding solutions for a wide range of commercial real estate deals, providing both debt and equity financing solutions. Our extensive network of lenders and investors is willing to support your project as long as the loan-to-value (LTV) and/or loan-to-cost (LTC), market conditions, and specific deal parameters align with acceptable risk levels.
Here are some examples of the types of financing we can facilitate:
- Acquisition Financing: We can secure funding for the purchase of commercial properties, whether it’s an office building, retail center, industrial facility, or multifamily complex. Our lenders and investors evaluate the project’s financial viability, market potential, and borrower’s qualifications to determine the appropriate financing structure.
- Refinancing: If you’re seeking to optimize your existing debt or take advantage of better interest rates, our team can help you navigate the refinancing process. We work with lenders and investors who offer competitive terms and favorable refinancing options to meet your specific objectives.
- Development Financing: For development projects, we can arrange financing to support land acquisition, construction costs, and other development expenses. Our lenders and investors assess the project’s feasibility, market demand, and the developer’s track record to determine the appropriate funding solution.
- Equity Financing: In addition to debt financing, we have access to investors who are interested in providing equity capital for commercial real estate projects. Whether you’re looking for joint venture partnerships, mezzanine financing, or other equity arrangements, we can connect you with the right investors.
Each deal is evaluated on a case-by-case basis, considering various factors such as the property type, location, financial projections, and borrower’s qualifications. Our goal is to match your project with the most suitable financing options from our network of lenders and investors.
Trust REICO to fund your commercial real estate deals and navigate the complexities of securing the right financing for your project. Contact us today to discuss your funding needs or to learn more about our comprehensive financing solutions.
Townhomes
Townhomes
- 30 Townhomes
- Omemee, Kawartha Lakes, ON
- $1 Million required
- Construction Financing
- First Mortgage
Condo
Condo
- 58 Townhome condo units
- Northwest Edmonton, AB
- $10 Million required
- Construction Financing
- Equity and Debt financing
Golf Course
Golf Course
- Golf Course
- Saskatchewan
- $2,748,543 required
- Completing the golf courses, minor construction
- & irrigation infrastructure
Family Home
Family Home
- 158 homes (33 acres of prime residential development land)
- King City area, ON
- $189,600,000 required
- Debt Financing
Semi Detached
Semi Detached
- 22 semi-detached town homes and 2 single detached town homes (residential)
- Thornbury (Blue Mountains), ON
- $3.5 Million required
- Development Loan
Townhomes & Condos
Townhomes & Condos
- 50 Residential condos and townhomes
- Douglas Heights, Weyburn, SK
- $3.5 Million
- Construction Financing & Working Real Estate Capital for Development
Land Development
Land Development
- Land development
- West of Calgary, AB
- $7 Million requested
- Debt financing
- Interest only debt payments
Commercial Mortgage
Commercial Mortgage
- Commercial mortgage
- Suburb of Moncton NB
- $600,000
- Second mortgage
Land Purchase
Land Purchase
- Land Purchase
- Calgary, AB
- $20 Million
- Development for Health Care & Senior’s Development
Land Purchase
Land Purchase
- 350-acre parcel of land Purchase
- Eastern Ontario
- $80M USD
- Debt financing
New Home
New Home
- New Home Refi & Construction
- Markham, ON
- $1,350,000 required
Redevelopment
Redevelopment
- Building Redevelopment
- Ottawa, ON
- $5,500,000
- Construction financing
Typically Requested Information & Documents
Application
When applying for commercial real estate financing, lenders and investors often require specific information and documents to evaluate the viability of the project and assess the borrower’s qualifications. While the exact requirements may vary depending on the nature of the deal and the lender’s preferences, here is a list of commonly requested information and documents:
It’s important to note that this is a general list, and additional documents or information may be requested depending on the specific circumstances of the deal and the lender’s requirements.Working closely with a financing professional or advisor can help ensure you have all the necessary documentation ready for the application process.
Remember to compile accurate and up-to-date information to present a comprehensive and compelling case to lenders and investors, increasing your chances of securing the commercial real estate financing you need.
- Borrower
- Guarantor
- Sponsor
- Applicant
Property, Project or Development Documents
- Offer to Purchase
- Appraisals
- Survey
- Environmental Audit
- Structural Engineers Report
- Pictures
- Progress Reports
- Construction Schedule (& when construction will commence)
- Construction Cost Summary (hard & soft)
- Draw Schedule (Dates and amounts of advances required & Est completion date)
- Site, Floor & Building Plans
- Building Permits
- Revised grading plan markup
- Financials & Proformas (income and expenses)
- Projected Sale Prices or Rental Rates
- Copies of Offers for any Presales
- Quantity surveyor’s report
Key Contacts’ Information:
Key Contacts’ Information:
- Quantity Surveyor (report)
- General Contractor (construction budget) or Project Manager
- Architect
- Appraiser
- Urban Planning Consultants (status report & timelines for approvals)
- Interior Design Consultant
- Solicitor
Borrower Information
Borrower Information
- Principal’s full name, email address & telephone number
Development Information
Development Information
- Address
- Description (civic address, location, type / size of building, number of suites or units, square footage, legal description, zoning, type of construction, etc.)
- Value (‘as is’, ‘as if complete’, letter or opinions, etc.)
- Requested amount
Borrower Documents
Borrower Documents
- Business license
- Incorporation Documents
- Net worth Statement
- Financial Statements
- Resumes
- Bank reference letters
- Etc.
For inquiries contact:
Chris Nelson
Mortgage Agent Level 2 (License# M08001656) Citadel Mortgages (License #12993)
866.727.3426
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